Money 101

People with a lot of money know that money does not bring happiness. People who lack money believe that having more money will increase happiness. In my case, I am more in the group of those who would appreciate a higher cash flow and believe that having more will bring some joy. The truth is that this topic has been studied, and it seems that money helps a lot with mood, though not indefinitely. Above all, it does so to the point where we can meet our needs and achieve security or financial independence; afterwards, its effect is relatively marginal.

Financial security means having enough capital to cover the costs of food, transportation, housing, education, health, pensions, and public services. Financial independence means having enough capital to generate the returns required to pay for the above, plus leisure, entertainment, and additional learning courses. Of course, anyone would prefer independence over financial security, but it also costs a little more to reach that level.

The concept of Money 101 is the knowledge and skills we all must have to achieve capital returns at a level of security or financial independence as soon as possible, given our knowledge and risk tolerance. Everyone has different needs and expenses. Thus, the necessary capital is different for everyone. And the returns this capital generates can range from the interest on a bank savings account to capital gains or dividends from investments in the stock market, so the taxes applied to those gains can vary. Slightly more sophisticated financial instruments that deserve more study and are much more profitable, but with greater volatility or risk, are usually traded in stock markets, intermediated by the so-called brokers. Thanks to the Internet, all of this is within reach.

So, knowledge is necessary to generate capital and returns on that capital as quickly as possible. Although I don't see it as complicated, it does deserve some dedication, study, practice, and a certain amount of effort, like all good things. I assure you that if you are like 99.9% of people, you don't like losing money either, or better yet, you like earning money, and we want to help you get closer to being able to do so. And if you allow me to be a little reckless and straight, not earning is also a little losing. In the long term, that can make a big difference. The difference can be between security and financial independence, between being able to retire from work and dedicate myself to doing what I like the most, or needing 10 more years to retire.

Investing a little time to learn how to raise the necessary capital as soon as possible could be a game-changer, and even better, we can pass this information on to our children. If this effort involves investing about 20 minutes a day, would you do it? It could dramatically change your situation and that of your loved ones over the next 10 years. If asked, I would answer affirmatively, because I have already done it, except for the inconvenience of not having mentoring in this regard. I have had to practice and make mistakes myself. So, I educated myself, took many risks, and lost and won. This began a little more than 10 years ago. Until later, I learned, and I can say that even though my investment amount is small, I no longer lose; it is growing consistently.

Money 101 is a course that starts with a concept and can serve as a mentorship for those who wish it. It is about using money and knowledge on the stock market and financial products on a global scale. We want to transfer the best of our information to you so you can get closer to your financial goals, like the ones I mentioned above. This knowledge will change your goals, achievements, and your life regarding money use and value. If you are interested, please leave your comments on this blog or contact us, do something, be intentional. We will respond as soon as we can.

Well-earned money is one of the primary sources of vital energy.